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| Insurance https://breitlingsource.com/phpBB2/viewtopic.php?f=1&t=16905 |
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| Author: | geralder [ Thu Feb 18, 2010 8:39 pm ] |
| Post subject: | Insurance |
Im considering getting insuranec on my watches(just in case) using my esisting car/home insurance. They told me I have to get an official appraisal on them. 2 questions, How much should I pay for a appraisal? How much should I be paying for insurance? |
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| Author: | mwheatley [ Thu Feb 18, 2010 9:11 pm ] |
| Post subject: | Re: Insurance |
Try contacting the AD where you purchased the watch. They will probably do it for free. I would look into Jewelers Mutual. I have them on a few items and they are inexpensive and great to work with. It varies from state to state but I pay $1.30 for every $100 in value. If there is something better out there let me know. |
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| Author: | jadanf [ Thu Feb 18, 2010 9:14 pm ] |
| Post subject: | Re: Insurance |
The first step is determining what model/(s) you have.. You should expect to pay around 1% per year premium. So lets say retail on your Super Avenger is $4550, you should be paying between $45-55 yearly depending on where you live... like mwheatley, I use Jewelers Mutual as well |
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| Author: | Roffensian [ Fri Feb 19, 2010 6:06 am ] |
| Post subject: | Re: Insurance |
There are quite a few threads on here about insurance, general consensus seems to be that there is no consensus - it varies wildly by jurisdiction and company. In terms of appraisal, an AD appraisal should be plenty (and should be free) unless it's a really unusual piece. |
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